Integration
One API — dozens of providers
Connect and switch payment providers through a unified specification. Fewer integrations — faster time-to-market.
One integration. Many payment providers One dashboard.
Connect once, add provider keys, and run payments through a unified API. Switch sandbox/production, normalize webhooks, and manage refunds and statuses in one place.
No funds custody • Sandbox/Production switch • Unified webhooks & refunds
Demo overview • how the live SKIBA dashboard looks
Merchants, payments, turnover and SKIBA fee on a single screen.
Merchants
3
Successful payments
12
Turnover
17204.19 USD
Converted to base currency (USD) using SKIBA internal rates.
SKIBA fee
51.61 USD
Overall statistics of all merchants.
Aggregated daily across the entire platform.
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Latest activity
Payments, invoices and refunds mixed (demo).
Payment SUCCESSINV-cmietbdty10001vg3094uwf28 • 150.00 USD1/7/2026, 7:27:05 AM
150.00 USD
Payment SUCCESSRapyd payout • 1 500.00 USD1/7/2026, 5:32:05 AM
1500.00 USD
Payment SUCCESS • TESTPaytm sandbox payment • 99.90 USD1/7/2026, 4:12:05 AM
99.90 USD
Payment PENDINGINV-cmieea10m000bvg0ct996wlpF1/6/2026, 12:32:05 PM
3260.00 USD
Payment PENDING • TESTStripe test payment • 420.75 USD1/6/2026, 5:52:05 AM
420.75 USD
Invoice PAIDSKIBA commission for merchant cmi5yhfo00000ygbw1p0yb8qf1/6/2026, 12:52:05 AM
32.60 USD
Invoice PAID • TESTTest invoice1/5/2026, 7:52:05 PM
150.00 USD
Refund SUCCESSManual refund from dashboard1/5/2026, 6:32:05 AM
123.45 USD
Integrated providers
A payments orchestration layer built for speed
Unify providers behind one API, centralize operations, and keep routing and reporting under your control.
Analytics
Unified analytics and reporting
Aggregate statistics for volume, fees and payment statuses. Detailed activity for every merchant.
Sandbox
Sandbox for developers
Test merchants, payments, webhooks and statuses — in an isolated sandbox environment.
Merchants
Merchant management
Create, suspend and configure merchants. Generate and rotate API keys, control fees and balances.
Security
Reliable architecture
Logs, alerts, session protection and audit trail. A payment layer built with resilience in mind.
Scalability
Built to scale with growth
A flexible model for providers and merchants lets you grow volumes without rewriting integrations.
For developers and platforms
What the integration journey looks like
From sign-up to production in three steps: get keys, connect providers, and start processing with unified events and analytics.
01
Sign up and access the console
Create an account, log into the admin console and get access to the sandbox and API keys.
02
Connect providers
Enable the providers you need, configure parameters, keys and webhooks. Set up merchants for your business.
03
Start payments and analytics
Send real payments, track statuses, refunds and fees in SKIBA Systems unified analytics.
Sign up and get sandbox access
Start in the test environment, then move to production.
Developer previewUnified API · Sandbox
Sandbox
Create a payment via the Payments API. Provider selection is handled by the router (do not pass provider, or pass "router"). Supports idempotency.
skiba.js
// POST /payments
await fetch('https://api.skiba-systems.com/payments', {
method: 'POST',
headers: {
// Auth depends on your setup (JWT/cookie/Bearer). Bearer shown as an example.
'Authorization': 'Bearer <YOUR_TOKEN>',
'Idempotency-Key': '7b0c5f2d-9f3d-4f1c-9b1c-2b7d2e1a9c11',
'Content-Type': 'application/json'
},
body: JSON.stringify({
merchantId: 'cmi4crq8c0000vgec05aon34n',
orderId: 'ORDER-123',
amount: 150.00,
currency: 'USD',
environment: 'SANDBOX',
methodCode: 'CARD_VISA_MC',
methodCategory: 'CARD'
})
});